Zero Finance provides a wide range of loan options, empowering you to achieve your goals
X Cash Daily interest only $0.032/every $1,000*
Zero Human Interference
Lightning Approval in Seconds
Zero Income Proof
24/7 Instant Funds
Zero Branch Visits
Flexible Loan Amount
Withdrawal & Pay At Anytime
Transparency
X Cash A.I. ( Small Loan Amount)
A.I. instant approval, only need HKID card to apply, and the daily interest is only $0.032 per $1,000*.
X Loan ( Large Loan Amount)
Whether you’re seeking funds for emergencies, home improvements, medical expenses, or any other purpose, we can provide a swift solution. Know More
X Debt Consolidation Loan
Zero Finance’s professional team provides you with a customized “Debt Consolidation Loan plan”.The application process is simple. All card and loan balances are paid off in one way, it gives you the flexibility to use your cash and helps you improve your TU Report Rating. Know More
X Mortgage Loan
Provides low-interest property loans for owners, regardless of property type, such as private buildings, corporate shops, etc., including first mortgage and second mortgage. Apply online in just 3 simple steps! Know More
X Property Owner’s Loan
Provide large loan amount for property owners, with loan amounts up to $1,500,000, allowing you to turnaround your cash flow in convenience way, application just in 3 simple steps. Know More
X Funds (SME loan)
No matter which industry you work in, we will provide you with professional advice tailored to your business financial needs Know More
HKIAA Cadet Pilot Program Student Loan
No matter which industry you work in, we will provide you with professional advice tailored to your business financial needs
Our Videos
What is the monthly instalment amount ?
3
Steps
to financial freedom!
How to Apply:
Verify Identity
Open X Wallet, take a photo of Hong Kong ID card to verify your identity, and enter general personal information.
A.I. Instant Approval
Using Machine Learning and data analysis to give you an approval result as fast as 5 seconds.
Confirmation and fund transfer
Confirm the loan contract and fill-in bank information in app, then the fund will be transferred through FPS instantly to your bank account.
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Whats our Clients Say?
LYNN
X Wallet Loan User | Self-employed
I opened a retail fashion store. Due to the deteriorating social environment, not only affect the income, but even the funds for purchasing goods became scarce. Because of the unstable income, it is impossible for me to apply for a loan at the bank. Sometimes I feel hesitant. As I saw the X Wallet advertisement on the Internet. It took about 5 minutes from downloading the APP to receiving the loan transfer notification. It really helped me a lot! For a loan of $15,000, the daily interest is only $3.3
, and there is no additional charge for early repayment.
*The monthly repayment amount is calculated based on the actual annual interest rate of 8%.
YVONNE
X Wallet Loan User | Clerk
Recently, my family needs some money for medical expenses, but I have called two finance companies that I am already a client to apply for extra loan amount but were rejected. Fortunately, a friend introduced me a loan app – X Wallet of Zero Finance. The entire loan application process takes only few minutes, the loan can be automatically transferred even on Sundays, repay as much as you used. The repayment method is also very convenient, and I will recommend it to more friends in need in the future.
*The final approval of the application is subject to the financial condition of customer.
