Coupon code：LFT1120
14 Days Interest-free & Extra $300 Cash Reward Offer Details

Promotion Period: From 10 December 2020 to 31 January 2021

Reward Detail

  • New customer will receive 14 days interest-free and extra $300 cash reward when he/she is successfully approved for the X Wallet Express Loan ("X Wallet loan") and confirmed the loan contract for the first time. The account must remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy this offer.

How to Use

  • To enjoy the offer, customers must enter the coupon code “LFT1120” during the loan application process.
  • All the interest that are generated on the first 14 days will be deducted by the system automatically. The detail of the interest payment will be shown on the first monthly statement.
  • $300 Cash reward will be issued within 30 days after the end of the promotion period, customers need to login to X Wallet and simply tap the withdraw button on the "Referral Program" page to withdraw the rebate rewards. The rebate rewards will be transferred into the customer’s designated Hong Kong bank account which takes about 2 working days.

Terms and Conditions

  1. This offer is only applicable to X Wallet eligible members who have successfully approved a X Wallet loan and confirmed the loan contract for the first time during the promotion period, or members who have not had any surviving loan accounts within 12 months.
  2. The time of successful loan contract confirmation is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late confirmation of the loan contract will not be accepted.
  3. Each member can only enjoy this offer once during the promotion period.
  4. The coupon code must be entered during the loan application process, supplementary or correction of the coupon code is not accepted.
  5. When the offer is valid, the amount of repayment within the first 14 days will be deducted from principal directly. No interest will be generated if all of the principal has been repaid before 5:00PM [17:00] of the following 14 days of the contract confirmation.
  6. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
  7. All the personal information collected will followed the personal data privacy policies of the company.
  8. The offer is not transferable, cancellable and returnable.
  9. The company will not accept any liability for any problems due to computer, network, telephone and other technical issues which cause the customer to delay or miss for submitting an application.
  10. The company reserves the right to amend the terms and conditions of this offer, or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  11. The company reserves the right to disqualify the eligibility of the customer if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  12. The offer cannot be used in conjunction with other discounts or promotion offers.
  13. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  14. The customer must ensure that the bank account entered on the "Referral Program" page is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
  15. If the customer closes or cancels their X Wallet account under any circumstances, all rewards will be cancelled immediately.