手機應用程式X Wallet的宣傳手法相當新穎,找來YouTube channel擁有超過二萬人訂閱的香港電競實況主Rose Ma出席活動「零感型貸挑戰」,和市民在尖沙咀海防道一齊鑿冰挑戰。參加者可於10秒內隨意掘出冰牆內藏的現金兌換券,現金總值高達3萬元,掘中即賞。除了「零感型貸挑戰」外,參加者更可在6月16日、18日和19日於「瞬移冰車」,現場透過X Wallet成功借貸,立即獲得$100現金回贈,更有機會獲得首爾雙人來回機票!
以前借貸不是一件容易開口的事,就算能提早還款亦擔心罰息。現在還款流程已大大改變,大部份都毋須繳交「提前還款費」或「靜止賬戶費」,X Wallet 更特別與7-11便利店合作,可以隨時在全線7-11便利店進行還款,比交電話費更簡單!
想參加「零感型貸挑戰」的朋友,可留意以下活動詳情:
日期:二〇一八年六月十七日
時間:中午十二時至下午六時
地點:尖沙咀海防道 Facebook 活動連結:https://www.facebook.com/events/155817038608624/
source: edigest
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The minimum and maximum repayment period is 12 months and 72 months respectively.
The Minimum annual percentage rate is 12% and maximum annual percentage rate is 48%
A representative example of total cost for a loan below is for reference only:
Loan mount:HK$10,000
Monthly instalment of HK$889 for 12 months
Monthly interest rate: 0.55%
Annual interest rate: 12%
Total repayment amount: HK$10,688
According to user Lynn’s sharing, briefly describe her loan information:
The shortest repayment period starts from 61 days and the longest is 48 months.
Effective annual interest rate: 8%
Interest rate: 0.67% monthly
Loan amount: $15,000
A 48-month installment loan with a monthly repayment: $50
Total repayment: $17,400
The above loan-related fees are for reference only
Actual annual interest rate is from 8% to 48% as maximum.
According to user Lynn’s sharing, briefly describe her loan information:
The shortest repayment period starts from 61 days and the longest is 48 months.
Effective annual interest rate: 8%
Interest rate: 0.67% monthly
Loan amount: $15,000
A 48-month installment loan with a monthly repayment: $50
Total repayment: $17,400
The above loan-related fees are for reference only
Actual annual interest rate is from 8% to 48% as maximum.