Principal Moratorium Scheme for the HKIAA's Cadet Pilot Programme

Helping you pursue your flying dream

Pursuing a career in aviation can be an exhilarating journey filled with numerous opportunities. However, the path to becoming a pilot often involves significant financial investment, posing a challenge for many aspiring aviators. Zero Finance recognizes these challenges and offers a comprehensive solution to the Cadet Pilot Programme organized by the Hong Kong International Aviation Academy (HKIAA) through the Principal Moratorium. This initiative is specifically designed to alleviate the financial burden on students, making it feasible for them to achieve their dreams of flying.
Under the Principal Moratorium Scheme, the maximum facility amount can reach up to 70% of the tuition fee (or $560,000 whichever is lower), with a repayment period of up to 38 months.

Key Benefits

The facility amount can reach up to $560,000

The maximum facility amount is up to 70% of the course fee, or up to $560,000.

The repayment period up to 38 months.

The repayment period (are) is up to 38 months, allowing you
to easily manage tuition fees

Flexible effective date

The loan will be deposited directly into the Hong Kong International Aviation Academy, and you can choose a flexible effective date (that) to help you save on interest.

Preferential interest rate

Specially designed for aviation students, we offer preferential interest rates to alleviate their financial burden.

Fast Approval

Fast and simple application procedure(, ensuring) to ensure timely payment of course tuition fees.

Payment Holiday

During the study period, you can enjoy the “Principal Payment Holiday Scheme” without repaying the principal amount.

The facility amount can reach up to $560,000

The maximum facility amount is up to 70% of the course fee, or up to $560,000.

The repayment period is up to 38 months

The repayment period is up to 38 months, allowing you to easily manage tuition fees

Flexible effective date

The loan will be deposited directly into the HKIAA, and you can choose a flexible effective date to help you save on interest.

Preferential interest rate

Specially designed for aviation students, we offer preferential interest rates to alleviate their financial burden.

Fast Approval

Fast and simple application procedure to ensure timely payment of course tuition fees.

Payment Holiday

During the study period, you can enjoy the "Principal Payment Holiday Scheme" without repaying the principal amount.

X Cadet Pilot Program

Under the Principal Moratorium Schedme, the maximum facility amount can reach up to 70% of the tuition fee (or $560,000, whichever is lower), with a repayment period of up to 38 months. Students start their flying careers today without financial stress.

1. The repayment period is up to 38 months.

2. The maximum facility amount is up to 70% of the tuition fee or $560,000, whichever is lower.

3. The application process is simple with fast
approval times.

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