【10th Anniversary of Zero Finance】 Add-on Double Welcome Rewards – Smartphones and Cashback Rewards up to $2,000
Promotion Period: December 9, 2024 to December 29, 2024
Promo Code: PRO16
Promotion Details:
New customers* who apply for the X Cash A.I. loan and enter the promo code【PRO16】during the application process will receive a $300 X Pay eCash Voucher, regardless of whether the application is approved.
Additionally, if new customers meet the following welcome rewards conditions, they will have a chance to receive a 256GB smartphone (valued at $9,399) and cashback & eCash Voucher rewards of up to $2,000, with a total value of up to $11,399!
Welcome Rewards 1^ – Enjoy cashback and X Pay eCash Vouchers of up to $2,000.
New customers^ who enter the promo code【PRO16】during the application process and successfully disburse a loan of over $20,000 will receive
- $1,700 cashback reward
- $300 X Pay eCash Voucher for the application, totaling $2,000^.
The daily loan balance must remain above $20,000 within 120 days from the date of contract confirmation. For more details, please refer to the ‘^【Welcome Rewards 1】Terms and Conditions’.
Welcome Rewards 2* – Get a chance to win a 256 GB Smartphone and enjoy up to $2,000 in rewards!
During the promotion period, new customers* who enter【PRO16】during the application process and withdraw a loan of over $70,000 will have a chance to receive a 256 GB Smartphone (valued at $9,399) if they are the first to withdraw before each Sunday at 11:59 PM (settlement date).
Additionally, customers will receive cashback & X Pay eCash Vouchers of up to $2,000^, provided the daily loan balance remains above $70,000 for 180 days from the date of contract confirmation. For details, refer to the ‘【Welcome Rewards 2】Terms and Conditions’*.
Examples of Entitlement:
Customers who confirm the X Cash A.I. loan agreement on December 9 2024, will reach the 180th day on June 7 2025.
| Loan Amount | Daily loan balance from 9 Dec 2024 to 7 Jun 2025 | Rewards Entitled | |
|---|---|---|---|
|
$70,000 |
$70,000 |
|
|
|
$69,999 or below |
$20,000 |
|
|
|
$30,000 |
$20,000 |
|
- This promotional program runs from December 9, 2024 to December 29, 2024 (including both start and end dates) (the “Promotion Period”).
- New customers must confirm their X Cash A.I. loan of over HK$20,000 approved during the Promotion Period. From the date of contract confirmation, the daily loan balance must remain above HK$20,000 for 120 days to enjoy a $1,700 cashback rewards, totaling $2,000 including the $300 X Pay eCash Voucher for the application.
- New customers applying for the X Cash A.I. loan for the first time will receive a $300 X Pay eCash Voucher, regardless of whether the application is approved or not. This offer is not applicable to customers who have applied for X Wallet in the past 12 months (i.e., since September 30, 2023).
- “New customer” refers to all account holders of a new account who have not held any type of account with Zero Finance Hong Kong Limited in the 12 months prior to account opening.
- The promo code 【PRO16】must be entered during the loan application process; late submissions or changes will not be accepted.
- The use of X Pay e-Cash Vouchers is subject to terms and conditions. For details regarding the X Pay eCash Vouchers service, please refer to the relevant X Pay eCash Vouchers or consult the relevant company. https://zero-xpay.com/
- The submission time of the loan application is based on the records of Zero Finance Hong Kong Limited (the “Company”). Late applications will not be accepted.
- During the promotion period of this program, customers can only receive this offer once. It cannot be used in conjunction with other offers.
- Once the rewards from the promo code have been credited to the X Wallet account, Zero Finance Hong Kong Limited will be deemed to have no further liability.
- Any rewards from this promotional program are non-transferable, non-revocable, and non-returnable. The Company reserves the right to substitute with eCash Vouchers of equal value without prior notice.
- The Company is not the supplier of the gifts and assumes no responsibility regarding the gifts. All responsibilities related to the gifts are borne by the supplier. Customers with any inquiries, opinions, or complaints regarding the gifts should contact the relevant supplier directly.
- The Company reserves the right to verify the identity of applicants by checking their identification information. If the information provided by the applicant is unclear, incomplete, missing, or if the applicant cannot be contacted or their identity cannot be confirmed, the Company reserves the right to cancel the eligibility for this offer without prior notice.
- All collected personal data will be processed in accordance with the Company’s privacy policy.
- The Company is not legally liable for any delays or losses of information submitted by customers due to any computer, network, phone, or technical failures, and customers cannot hold the Company accountable for any claims.
- The Company reserves all rights to amend the terms and conditions of this promotional program or to terminate this loan promotion at any time without prior notice.
- If the Company discovers any customer providing false information or not complying with these terms and conditions during or after the promotion period, the Company has the right to cancel their eligibility for this promotional offer and any rewards obtained.
- By participating in this loan promotional offer, new customers accept and agree to be bound by all terms. In case of violation, the Company has the right to cancel their participation or eligibility for rewards and reserves the right to pursue legal action for any disruptive behavior.
- If new customers close, cancel, or have a balance of less than zero in their X Cash A.I. loan account before the rewards are distributed, all rewards will be immediately canceled.
- Accounts must remain in good standing (overdue repayments, frozen accounts, bad debts, etc., will all be considered as not in good standing.
- This promotional program runs from September 30, 2024, to December 9, 2024 (including both start and end dates) (the “Promotion Period”).
- New customers who enter the promo code【PRO16】 during the Promotion Period and are the first to withdraw a loan of over HK$70,000 (with each Sunday at 11:59 PM as the settlement date) and meet the terms and conditions will have the opportunity to get a Smartphone (valued at HK$9,399) and cashback rewards of up to HK$2,000, with a total of 10 available spots.
- The X Cash A.I. loan account of eligible customers must remain in good standing (normal active status) for 180 days from the effective date of the contract (overdue repayments, bad debts, etc., will be considered as not in good standing).
- Winners must repay all loans within 180 days after receiving the prize notification in order to receive the rewards.
- New customers are defined as those who have not held or applied for any form of loan transactions with the Company in the 12 months prior to the application date (referred to as “eligible customers”).
- The promo code 【PRO16】must be entered during the loan application process; late submissions or changes will not be accepted.
- New customers applying for the X Cash A.I. loan for the first time will receive a $300 X Pay eCash Vouchers, regardless of whether the application is approved or not. This offer is not applicable to customers who have applied for X Wallet in the past 12 months (i.e., since September 30, 2023).
- The use of X Pay eCash Vouchers is subject to terms and conditions. For details regarding the X Pay eCash Vouchers service, please refer to the relevant X Pay eCash Vouchers or consult the relevant company. https://zero-xpay.com/
- The Company is not the supplier of the gifts and assumes no responsibility regarding the gifts. All responsibilities related to the gifts are borne by the supplier. Customers with any inquiries, opinions, or complaints regarding the gifts should contact the relevant supplier directly.
- Winners will be contacted by designated personnel. Participants who do not win will not receive further notification.
- The time of loan withdrawal is based on the computer records of Zero Finance Hong Kong Limited (the “Company”). In case of duplicate applications, the earliest received application will be considered.
- If a customer closes or cancels their X Cash A.I. loan account or if their X Cash A.I. loan account balance is less than zero before the eligibility for the prize is confirmed, all rewards under this promotional program will be immediately canceled.
- During the promotional period of this program, customers can only receive this offer once. It cannot be used in conjunction with other offers.
- Any rewards from this promotional program are non-transferable, non-revocable, and non-returnable. The Company reserves the right to substitute with items of equal value without prior notice.
- The Company reserves the right to verify the identity of applicants to confirm their identity. If the information provided by applicants is unclear, incomplete, missing, or if the applicant cannot be contacted or their identity cannot be confirmed, the Company reserves the right to cancel the eligibility for this offer without prior notice.
- To avoid any conflict of interest, Company staff will not participate in this promotional program.
- All collected personal data will be processed in accordance with the Company’s privacy policy.
- The Company is not legally liable for any delays or losses of information submitted by customers due to any computer, network, phone, or technical failures, and customers cannot hold the Company accountable for any claims.
- The Company reserves the right to cancel or change the terms and conditions of this promotional program at any time without prior notice. In case of any disputes, the Company reserves the final decision-making authority.
- If the Company discovers any customer providing false information or not complying with these terms and conditions during or after the promotion period, the Company has the right to cancel their eligibility for this promotional offer and any rewards obtained.
- By participating in this promotional program, customers accept and agree to be bound by these terms and conditions. In case of violation, the Company has the right to cancel their participation or eligibility for rewards and reserves the right to pursue legal action for any disruptive behavior.
- No one other than the relevant customers and the Company has the right to enforce any provisions of these terms and conditions under the Contract (Rights of Third Parties) Ordinance or to enjoy any benefits under any provisions of these terms and conditions.
In the event of any discrepancies between the English version and the Chinese version of these Terms and Conditions, the Chinese version shall prevail. In case of any dispute, the company reserves the right to make final decision.
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