X Mortgage Loan
Your Home is Your Opportunity
Approved for up to 85% of the property value
X8 Finance, a credit company with a Hong Kong money lender license, provides property owners with low-interest property loan applications, regardless of property type, such as private buildings, corporate shops, etc., including first mortgage and second mortgage. Apply online in just 3 simple steps!
Key Benefits
![Loan is process by a lawyer](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-1-150x150.png)
Loan is process by a lawyer
Our loan procedure is processed by a lawyer providing you a reliable mortgage with a peace of mind.
![Get the most out of your home](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-2-150x150.png)
Get the most out of your home
Approved for up to 85% of the property value.
![Express approval](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-3-150x150.png)
Express approval
Your financial needs is our FIRST priority. We’ll handle your application right away.
![Effortless terms of up to 300 months](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-4-150x150.png)
Effortless terms of up to 300 months
Zero pain with flexible terms. We make repayment extra comfortable.
![Zero limitation](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-5-150x150.png)
Zero limitation
Regardless of age and property type, we could still provide you with a loan.
![Zero burden interest rates](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-6-150x150.png)
Zero burden interest rates
Fixed interest rates as low as 9% APR for 1st mortgage. 12% APR for 2nd mortgage.
![Loan is process by a lawyer](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-1-150x150.png)
Loan is process by a lawyer
![Get the most out of your home](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-2-150x150.png)
Get the most out of your home
![Express approval](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-3-150x150.png)
Express approval
![Effortless terms of up to 300 months](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-4-150x150.png)
Effortless terms of up to 300 months
![Zero limitation](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-5-150x150.png)
Zero limitation
![Zero burden interest rates](https://www.zerofinance.hk/wp-content/uploads/2023/10/mortgage-icon-6-150x150.png)
Zero burden interest rates
Testimonial
![](https://www.zerofinance.hk/wp-content/uploads/2023/10/testimonial-mortgage-1.jpg)
Mr. Yeung
My family business needed urgent cash to pay off vendors and X8 Finance got us the best 2nd mortgage rate possible at 12%. The process was simple. They approved my loan within an hour and I got the money on the same day! All I needed to repay is $13,214 per month at my requested payment period of 240 months.
![](https://www.zerofinance.hk/wp-content/uploads/2023/10/testimonial-mortgage-2.jpg)
Jimmy T.
I have a credit card debt of over $600,000. Felt I had no way out because I was paying only the interest portion every month and all banks rejected me. They taught me to use my existing mortgage to get a loan with an interest rate lower than my credit card. I had no idea I could do this and X8 finance helped cleared my credit debt. Highly recommended!
*The final approval of the application is subject to the financial condition of customer.