REALISE THE POTENTIAL
OF YOUR HOME
X Property Owner's Loan
#
Express Application
4 people are applying now.
Money Lenders License: 1100 / 2023
REALIZE THE POTENTIAL
OF YOUR HOME
Property Owner's Loan
#
2 people are applying now.
Money Lenders License: 0849 / 2021
Why borrow from Zero Finance
Require no title deed or a lawyer
The process requires no title deed and a lawyer. Absolutely no security is required, giving you a peace of mind.
Zero hidden fees
Zero up front charges. Absolutely no hidden fees from start to finish.
Not limited by income proof
Provide only your mortgage Instalment records and balance records to apply.
Effortless terms of up to 240 months
Zero pain with longer terms. We make repayment extra comfortable.
Zero limitation
Regardless of the property age, Home Ownership Scheme, Tenants Purchase Scheme, and even a jointly owned property could apply.
Zero burden interest rates
Fixed interest rates as low as 10% APR.
WHY BORROW FROM US
Require no title deed or a lawyer
The process requires no title deed and a lawyer. Absolutely no security is required, giving you a peace of mind.
Not limited by income proof
Provide only your mortgage Instalment records and balance records to apply.
Zero limitation
Regardless of the property age, Home Ownership Scheme, Tenants Purchase Scheme, and even a jointly owned property could apply.
Zero hidden fees
Zero up front charges. There are no hidden fees for the entire process from start to finish.
Effortless terms of up to 240 months
Zero pain with longer terms. We make repayment extra comfortable.
Zero burden interest rates
Fixed interest rates as low as 10% APR.
WHY BORROW FROM US
Require no title deed or a lawyer
The process requires no title deed and a lawyer. Absolutely no security is required, giving you a peace of mind.
Not limited by income proof
Provide only your mortgage Instalment records and balance records to apply.
Zero limitation
Regardless of the property age, Home Ownership Scheme, Tenants Purchase Scheme, and even a jointly owned property could apply.
Zero hidden fees
Zero up front charges. There are no hidden fees for the entire process from start to finish.
Effortless terms of up to 240 months
Zero pain with longer terms. We make repayment extra comfortable.
Zero burden interest rates
Fixed interest rates as low as 10% APR.
Customer’s Experience with Zero Finance

Being the only source of income to a family of 4 is tough! As a logistic driver, I am running out of options to pay my expenses, so I approached Zero Finance, and they taught me to use my HOS home to get a $250,000 loan that I needed. Shortly after 30 minutes, I got approved with a flexible repayment terms of 120 months. Good news is, I only need to repay $3,587 a month! Now I can finally sleep at night.

Hong Kong is a very expensive place to live. With a below average income, it is impossible for me to start my own business. Luckily I came across Zero Finance’s webpage and decided to give them a call. They patiently explained to me how I can use my house to get cash to fund my business. I was so happy now to be able to finally achieve my dreams. If you need money, Zero Finance can help you find ways to get it.
Customer’s Experience with Zero Finance

Being the only source of income to a family of 4 is tough! As a logistic driver, I am running out of options to pay my expenses, so I approached Zero Finance, and they taught me to use my HOS home to get a $250,000 loan that I needed. Shortly after 30 minutes, I got approved with a flexible repayment terms of 120 months. Good news is, I only need to repay $3,587 a month! Now I can finally sleep at night.

Hong Kong is a very expensive place to live. With a below average income, it is impossible for me to start my own business. Luckily I came across Zero Finance’s webpage and decided to give them a call. They patiently explained to me how I can use my house to get cash to fund my business. I was so happy now to be able to finally achieve my dreams. If you need money, Zero Finance can help you find ways to get it.
Frequently Asked Questions
1. Hong Kong Identity Card
2. Within 2 months Residential Address Proof
3. Latest 2 months of your Bank Account Records (Personal/Commercial)
4. Latest 2 months of your Income Proof (eg. Bank Statement/Employment Certificate Letter/Tax Demand Note) and Proof of employment
5. Mortgage Instalment Record and Balance Record
Frequently Asked Questions
Relieve your financial stress now!
Express Application
* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Zero Finance reserves its absolute right on the final loan decision and any disputes.
Relieve your financial stress now!
Express Application
* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Zero Finance reserves its absolute right on the final loan decision and any disputes.