A.I. Girl – EN
Approval Result in 5 Seconds
X Wallet 2024 Maxim Welcome offer
Welcome Offer

New Customers Enjoy up to $1,000 e-Gift Card

X Pay Users Privilege: X Wallet Welcome Offer Up to $1,088 Cash Rebates
X Pay Users Privilege

Apply for X Wallet Loan & Get $388 X Pay E-cash Voucher

X Wallet Member Get Member Rewards!
X Wallet Member Get Member Rewards!

Enjoy Rewards of Up to $5,000 in Cash Coupons!

X-Debt Consolidation Loan
X-Debt Consolidation

All card and loan balances paid off in one go

previous arrow
next arrow

Zero Finance provides a wide range of loan options, empowering you to achieve your goals

X Cash Daily interest only $0.22/every $1,000

Zero Human Interference

Zero Human Interference

Lightning Approval in Seconds

Lightning Approval in Seconds

Zero Income Proof

Zero Income Proof

24/7 Instant Funds

24/7 Instant Funds

Zero Branch Visits

Zero Branch Visits

Flexible Loan Amount

Flexible Loan Amount

Withdrawal & Pay At Anytime

Withdrawal & Pay At Anytime

Transparency

Transparency

X Cash. Ai (Small Loan Amount)

X Cash A.I. ( Small Loan Amount)

A.I. instant approval, only need HKID card to apply, and the daily interest is only $0.22 per $1,000.

Know More

X Loan ( Large Loan Amount)

X Loan ( Large Loan Amount)

Whether you’re seeking funds for emergencies, home improvements, medical expenses, or any other purpose, we can provide a swift solution.

Know More

X Debt Consolidation Loan

X Debt Consolidation Loan

Zero Finance’s professional team provides you with a customized “Debt Consolidation Loan plan”.The application process is simple. All card and loan balances are paid off in one way, it gives you the flexibility to use your cash and helps you improve your TU Report Rating.

Know More

X Mortgage Loan

X Mortgage Loan

Provides low-interest property loans for owners, regardless of property type, such as private buildings, corporate shops, etc., including first mortgage and second mortgage. Apply online in just 3 simple steps!

Know More

X Property Owner’s Loan

Provide large loan amount for property owners, with loan amounts up to $1,500,000, allowing you to turnaround your cash flow in convenience way, application just in 3 simple steps.

Know More

X Fund (SME Loan)

X Funds (SME loan)

No matter which industry you work in, we will provide you with professional advice tailored to your business financial needs

Know More

What is the monthly instalment amount ?

3

Steps
to financial freedom!

Verify Identity Open X Wallet, take a photo of Hong Kong ID card to verify your identity, and enter general personal information.
A.I. Instant Approval Using Machine Learning and data analysis to give you an approval result as fast as 5 seconds.
Confirmation and fund transfer Confirm the loan contract and fill-in bank information in app, then the fund will be transferred through FPS instantly to your bank account.

How to Apply:

Verify Identity

Open X Wallet, take a photo of Hong Kong ID card to verify your identity, and enter general personal information.

A.I. Instant Approval

Using Machine Learning and data analysis to give you an approval result as fast as 5 seconds.

Confirmation and fund transfer

Confirm the loan contract and fill-in bank information in app, then the fund will be transferred through FPS instantly to your bank account.

Verify Identity Open X Wallet, take a photo of Hong Kong ID card to verify your identity, and enter general personal information.
A.I. Instant Approval Using Machine Learning and data analysis to give you an approval result as fast as 5 seconds.
Confirmation and fund transfer Confirm the loan contract and fill-in bank information in app, then the fund will be transferred through FPS instantly to your bank account.

Promotion

Whats our Clients Say?

*The final approval of the application is subject to the financial condition of customer.

Scan QR Code to
Download APP

GET THE APP

Enquiry

Important Notice

Important Notice:Beware of fraudulent impersonating representatives/employees.