3 Steps to Solve Financial Needs Instantly

Verify Identity
Open X Wallet, take a photo of Hong Kong ID card to verify your identity, and enter general personal information.

A.I. Instant Approval
Using Machine Learning and data analysis to give you an approval result as fast as 15 seconds.

Confirmation and Fund Transfer
Confirm the loan contract and fill-in bank information in app, then the fund will be transferred through FPS instantly to your bank account.

核實身份
打開X Wallet,拍攝香港身份證以驗證身份,並輸入簡單個人資料。

A.I.即時審批
透過 Machine Learning 結合數據分析來確定審批結果,過程只需15秒。

確認貸款及過數
在App內確認貸款合約並提供銀行戶口資料,完成後即時經轉數快(FPS)轉賬至你的銀行戶口。