X Wallet
We always believe any loan products should be designed with simplicity and helpfulness. Human approval gives bias results, ignoring important factors that could impact the approval result of a applicant.
X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated borrowing process in 3 easy steps.
The approval process is simple:
1. Download X Wallet mobile app.
2. Register as a member
3. Tap "Apply for X Wallet" to start the application process
During the application process:
1. Capture your HKID card
2. Authenticating your identity
3. Fill in the general personal information
After successful approval, once the loan agreement is confirmed, the loan will be transferred to your bank account by using the "FPS" system.
The following are required to apply for an X Wallet loan:
1. Hong Kong Identity Card
2. Hong Kong bank account
3. Hong Kong resident who is aged 18 or above
You can borrow as little as $1000* depends on the circumstances of individual cases. The longest repayment period is 48 months.
*Only applicable to existing re-loan customers.
To ensure your personal and account information are safe, high standards of security measure is put in place to protect not only you but every users' personal data. Please click here to visit our Privacy Policy for more information.
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