X Wallet Selected Customers Welcome Offer Details
$1,000 Cash Reward , Interest-free For The First Month


Promo code: MCL12
Promotion Period: From Now On to 9 January 2023

 Promotion Detail

  • Existing designated customers will receive an invitation message (Inbox/Push Notification/Email) on 16th December 2022, insert above-mentioned promo code , apply for the loans (hereinafter referred to as "X Wallet Loan") at the first time and successfully confirm the loan contract within the promotion period, will receive the $1,000 cash reward & the first months interest-free offer.
  • To enjoy the offer, customers must enter the promotion code during the loan application process.
  • $1,000 Cash Reward will be calculated automatically by the system, the customers do not need to operate manually. The customers will be notified to get the reward within 40 days after the confirmation of the loan contract. The system will send a message to notify the customers that the rewards settlement has been completed.
  • All the interest of X Wallet loan that are generated on the first month will be deducted automatically. The detail of the interest payment and interest deduction will be shown on the monthly statement.

Terms and Conditions

1. This offer is only applicable to X Wallet designated customers .
2. Designated customers are required to apply for X Wallet Loan within the promotion period. The time of successful loan withdrawal is subject to the computer records of successful drawdown time from Zero Finance Hong Kong Limited (the company). Late withdrawal of the loan amount will not be accepted.
3. Each customer can only enjoy once $1,000 cash reward & the first month interest-free offer during the promotion period.
4. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
5. All the personal information collected will follow the personal data privacy policies of the company.
6. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss for submitting an application. The customer cannot make any legal action or investigation to the company.
7. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
8. The company reserves the right to disqualify the eligibility of the customer and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
9. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
10. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
11. To enjoy the offer, the customer must register a bank account on the “Referral & Rewards” page for receiving cash reward and ensure that the bank account entered is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
12. Within 30 days after the customer successfully confirms the loan contract, if he/she fails to provide the correct bank account, it will be deemed to automatically give up the relevant reward.
13. If the customer closes, cancels or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.


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