Coupon code: SPM1000
14 Days interest-free and Extra $1000 Supermarket Vouchers Offer Details

Promotion Period: From 10 September 2021 to 2 November 2021

Eligible members

• Eligible members (hereinafter referred to as "members") must have a credit card issued by an authorized and licensed institution in Hong Kong. The company reserves the right to verify the relevant information, including requesting the submission of credit card monthly statements. The company reserves the right of final interpretation of the definition of eligible members.

Promotion Detail

• Eligible members will receive 14 days interest-free and extra $1000 supermarket vouchers when he/she is successfully approved for the X Wallet Express Loan (“X Wallet loan”) for the first time. The account must remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy this offer.

How to Use

• To enjoy the offer, customers must enter the above coupon code during the loan application process.
• All the interest that are generated on the first 14 days will be deducted by the system automatically. The detail of the interest payment will be shown on the first monthly statement.
• The $1000 supermarket vouchers will be sent your registered residential address within 45 days after the first monthly statement is issued.

Terms and Conditions

1. This offer is only applicable to X Wallet eligible members who have successfully approved an X Wallet loan and confirmed the loan contract for the first time during the promotion period, or members who have not had any surviving loan accounts within 12 months.
2. The time of successful loan contract confirmation is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late confirmation of the loan contract will not be accepted.
3. Each member can only enjoy this offer once during the promotion period.
4. The coupon code must be entered during the loan application process, supplementary or correction of the coupon code is not accepted.
5. When the offer is valid, the amount of repayment within the first 14 days will be deducted from principal directly. No interest will be generated if all of the principal has been repaid before 5:00PM [17:00] of the following 14 days of the contract confirmation.
6. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
7. All the personal information collected will follow the personal data privacy policies of the company.
8. The offer is not transferable, cancellable and returnable.
9. The company will not accept any liability for any problems due to computer, network, telephone and other technical issues which cause the customer to delay or miss for submitting an application.
10. The company reserves the right to amend the terms and conditions of this offer, or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
11. The company reserves the right to disqualify the eligibility of the customer if the personal information provided is found to be fake or any actions breach of the terms and conditions.
12. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
13. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
14. If the customer closes or cancels his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.
15. The email address information of eligible customers will be disclosed to the rewarding product or service provider. The company is not the supplier or service provider of the products, services, and accompanying services provided by the reward, and will not be responsible for any matters related to the reward. For the responsibilities and obligations of products and services, please check with the relevant merchants.