X Wallet Selected Customers Application Offer & Referral Rewards Details，Rewards Up To $1,200
$1,000 Cash Rewards, Extra Referral Rewards Of $200 HKTVmall E-Gift voucher For Referrer

$500 Cash Rewards Offer Promo code: MEM03
Promotion Period: From Now On to 31 March 2022

Promotion Detail

• Existing designated customers (hereinafter referred to as "customers") will receive an invitation message (Inbox/Push Notification), will enjoy two offers as below:

1. Login to X Wallet and apply for the loans (hereinafter referred to as "X Wallet Loan") at the first time, will receive $500 cash rewards when he/she is successfully confirmed X Wallet Loan contract within the promotion period. Starting from 40 days upon the day of confirming the loan contract, the account of the designated customer must always remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts), and cannot be settled to enjoy the reward.
2. Participated in “X Wallet Member Get Member Program” (Program Link: https://zerofinance.hk/en/member-get-member-program),customers recommend his/her relatives and friends to apply for X Wallet Loan : Once the referee successfully applied for and accepted the X Wallet Loan contract, referrer can enjoy extra $200 HKTVmall E-Gift voucher apart from receiving $500 cash rewards. Each referee can enjoy $500 cash rewards. Starting from 40 days upon the day of accepting the loan contract, the account of the referee must always remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts), and cannot be settled, the customer is eligible to enjoy the reward.

How to Use

• To enjoy $500 cash rewards mentioned above in Point 1 of “Promotion Detail “part, customers must enter the above promo code during the loan application process and confirm the loan contract within the promotion period.
• $500 cash rewards mentioned above in Point 1 of “Promotion Detail “part, will be released on the 40th day after the day of confirming the loan contract. Customers need to login to X Wallet and simply tap the withdraw button on the "Referral & Rewards" page to withdraw the rebate rewards. The rebate rewards will be transferred into the customer’s designated Hong Kong bank account. The money transfer takes around 2 working days (excluding Saturday, Sunday or public holiday).
• To participate in “X Wallet Member Get Member Program”, referrer can check their unique personal referral code displayed on the “Personal Referral Code” under 'Reward Program' Page. Referrer share the referral code with English letters, or the QR code, or share the link of the recommendation code to recommend the relatives or friends applying for X Wallet Loan. Referrer will be eligible to enjoy the awards if he/she applies for the loan successfully, confirms the loan contract and fulfill the requirements mentioned above in Point 2 of “Promotion Detail” part.

Terms and Conditions

1. This offer is only applicable to X Wallet customers who are designated to be invited and notified to participate.
2. Member is required to apply or recommend X Wallet Loan within the promotion period. The time of successful loan withdrawal is subject to the computer records of successful drawdown time from Zero Finance Hong Kong Limited (the company). Late withdrawal of the loan amount will not be accepted.
3. Each customer can only enjoy once $500 cash rewards mentioned above in Point 1 of “Promotion Detail” part during the promotion period.
4. HKTVmall $200 E-Gift voucher will be distributed to eligible customers by email from 1 May 2022 to 15 May 2022.
5. HKTVmall $200 E-Gift voucher will be sent out with a voucher redemption code. The voucher redemption code will be valid until 8 February 2023.
6. For how to redeem and use HKTVmall E-Gift voucher, please refer to: https://hktvmall.force.com/cs/s/article/How-to-download-and-redeem-a-e-Gift-Voucher?language=en_US , please contact HKTVmall directly for enquiries.
7. The redemption code of HKTVmall E-Gift voucher is only applicable to www.hktvmall.com or HKTVmall. Related terms and conditions are based on the announcement of HKTVmall without prior notice.
8. For "X Wallet Member Get Member Program" terms and conditions, please refer to https://zerofinance.hk/en/member-get-member-program for details.
9. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
10. All the personal information collected will follow the personal data privacy policies of the company.
11. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss for submitting an application. The customer cannot make any legal action or investigation to the company.
12. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
13. The company reserves the right to disqualify the eligibility of the customer and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
14. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
15. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
16. To enjoy the offer, the customer must register a bank account on the " Reward Program " page for receiving cash reward and ensure that the bank account entered is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
17. Within 30 days after the customer successfully confirms the loan contract, if he/she fails to provide the correct bank account, it will be deemed to automatically give up the relevant reward.
18. If the customer closes, cancels or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.