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X Wallet New Customers Enjoy $800 Cash Rebate + 10% Cash Rebate upon loan amount

Promotion Code: 5SEC
Promotion Period: From 8 November 2022 to 31 January 2023

Promotion Detail

  • New customers will receive following two offers when he/she is successfully approved for the X Wallet Express Loan (X Wallet loan) and confirmed the loan contract for the first time in the past 12 months:
  • $800 cash rebate will be distributed if the loan account is in normal and active status (overdue, write off, frozen, etc. are all regarded as abnormal accounts), and has not been settled within 40 days;
  • Customer who enjoyed offer (1) is eligible for offer (2): if the loan account is in normal and active status (overdue, write off, frozen, etc. are all regarded as abnormal accounts), and has not been settled within 70 days, extra 10% cash rebate of the loan amount will be distributed, while the maximum rebate amount is capped at $500.

  • Below are the examples :
    Client confirms the loan contract on 8th November 2022
    18th December 2022 will be the 40th day upon the loan contract confirmation day
    19th December 2022 will be the 41st day upon the loan contract confirmation day
    17th January 2023 will be the 70th day upon the loan contract confirmation day

Example

Loan Amount

Account Status from 8th November 2022 to 18th December 2022

Offer (1)
Cash Rebate

Account Status from 19th December 2022 to 17th January 2023

Offer (2)
Cash Rebate

1

$10,000

Active

$800

Active

$500
(10% of the loan amount: $5,000)

2

$3,000

Active

$800

Active

$300
(10% of the loan amount: $3,000)

3

$10,000

Active

$800

Overdue

Ineligible for offer (2)

4

$10,000

Overdue

Ineligible for offer (1)

Active

Ineligible for offer (2)

 

  • In order to enjoy the offer, customers must input the promotion code during the loan application procedure.
  • Both $800 cash rebate and extra 10% interest rebate will be given within 45 days and 75 days upon the loan contract confirmation respectively. The rebates will be calculated automatically by the system, and will have in-app message to notify the completion of rebate distribution.
  • Customers can log into X Wallet and click the withdraw button in the “Referral & Rewards” page to transfer the rewards. The cash transfer will take about two working days to designated Hong Kong bank account (public holidays or Saturdays and Sundays are not regarded as working days).

Terms and Conditions

  1. This promotion is only applicable to new customer of X Wallet who successfully confirms the X Wallet loan contract for the first time during the promotion period, or, who does not have X Wallet loan account within 12 months from the date of confirming the loan contract.
  2. The time for submitting loan applications is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late applications will not be accepted.
  3. Customer will only enjoy this offer once during the promotion period.
  4. The promotion code must be inputted during the loan application process, and no subsequent supplements or changes will be accepted.
  5. To enjoy (2) extra 10% cash rebate shown in “Promotion Details” section, the loan accounts must fulfill the rewards release requirement of (1) cash rebate shown in “Promotion Details” section.
  6. The offer is neither transferable, cancellable nor returnable.
  7. The company reserves the right to verify the customers’ identity. Customers will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customers or verify the customer's identity.
  8. All the personal information collected will follow the personal data privacy policies of the company.
  9. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss for submitting an application. The customers cannot make any legal action or investigation to the company.
  10. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  11. The company reserves the right to disqualify the eligibility of the customers and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  12. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  13. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customers, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  14. If the customer closes, cancels or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.

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